Sunday, October 20, 2019

How to Obtain a Copy of a Social Security Application Form SS-5

How to Obtain a Copy of a Social Security Application Form SS-5 Once youve found your ancestor in the Social Security Death Index, you may want to request a copy of your ancestors original Social Security Application. An excellent record for genealogical information, the SS-5 is the application form used by an individual to enroll in the U.S. Social Security program. What Can I Learn From a Social Security Application (SS-5)? The SS-5, or Application for Social Security Number is a great resource for learning more about individuals who died after about 1960, and generally includes the following: Full nameFull name at birth, including maiden namePresent mailing addressAge at last birthdayDate of birthPlace of birth (city, county, state)Fathers full nameMothers full name, including maiden nameSexRace as indicated by the applicantWhether the applicant ever applied for Social Security or Railroad Retirement beforeCurrent employers name and addressDate signedApplicants signature Who is Eligible to Request a Copy of the SS-5? As long as a person is deceased, the Social Security Administration will provide a copy of this Form SS-5, Application for Social Security Number to anyone who makes a request under the Freedom of Information Act. They will also release this form to the registrant (the person who belongs to the Social Security Number) and to anyone who has a release-of-information statement signed by the person about whom the information is sought. To protect the privacy of living individuals, there are specific requirements for SS-5 requests involving extreme age. The SSA will not provide a copy of the SS-5 or otherwise release information about any person  who is under 120 years old unless you can provide  acceptable proof of death (e.g.,  death certificate, obituary, newspaper article, or police report).The SSA will also redact (black out) parents’ names on an SS-5 application unless you provide proof that the  parents are deceased or  both have a birth date more than 120 years ago. They will also release parents names  in cases where the number holder on the SS-5 is at least 100 years of age. This restriction is, unfortunately, a bit tricky when your purpose of requesting the SS-5 is to learn the names of the parents. How to Request a Copy of the SS-5 The easiest way to request a copy of the SS-5 form for your ancestor is to apply online through the Social Security Administration. A printable version of this SS-5 Application Form is also available for mail-in requests. Alternatively, you can send (1) the persons name, (2) the persons Social Security Number (if known), and (3) either evidence of death or a release-of-information statement signed by the person about whom the information is sought, to: Social Security AdministrationOEO FOIA Workgroup300 N. Greene StreetP.O. Box 33022Baltimore, Maryland 21290-3022 Mark both the envelope and its contents: FREEDOM OF INFORMATION REQUEST or INFORMATION REQUEST.   There is a fee of  $27.00 regardless of if the  Social Security Number is known, and you must provide the persons full name, date and place of birth, and names of parents. If you have a Social Security Number from family records or a death certificate but are unable to locate the individual in the SSDI, then it is strongly suggested that you include proof of death with your application, as it will likely be returned to you otherwise with that request. If the individual was born less than 120 years ago, you also need to include proof of death with your request.   The usual wait time for receiving a copy of a Social Security Application Form is 6-8 weeks, so be prepared to be patient. Online applications are generally a bit quicker - often with a turnaround time of 3-4 weeks, although this may vary based on demand. Also, it is important to note that the online application system doesnt work if you need to provide proof of death.

Saturday, October 19, 2019

Asymmetric information and market disequilibrium Essay

Asymmetric information and market disequilibrium - Essay Example Evidences state that asymmetric information has resulted in adverse selection and under provision or lack of trade (Cawley & Philipson, 1999, p.827). In the real markets cases often arise when the seller knows more about the product being traded than the buyers. As for example in case of second hand car market, the seller knows more about the car than the buyer. It may be the other way round also where the buyer posses more information than the sellers as for example in insurance market, the buyers of the insurance usually is more aware about their risks than the insurance company selling them the insurance. Labor market can be considered as another case where a labor trying to get a job is more aware of the fact that how able he is or she in convincing the employer to bag the job (Economics of organization, slide 4-6). The market of used car will be used as a model where the asymmetric information leads to the absence of trade in that market. The prediction of the conditions for the used cars is very hard to estimate. Various parameters to judge the conditions may be appearance of the car, existence of otherwise of a guarantee with the car, date of manufacturing and so on. But here the assumption will be that the buyer has only two sets of expectations or information in his mind that is the car is either good or the car is bad. The potential buyer also does not have the determination power of the condition of the car in ex ante situation (Economics of organization, slide 6). The seller is well informed about the condition of the car. If the car is in bad condition, the seller does not have the incentive to reveal the fact (Asymmetric Information, n.d). The willingness of the seller to sell a product is expressed in terms of reservation price. The reservation price of the seller is the price that the seller would accept for the object (Adverse Selection, n.d., p. 1) and it depends obviously on whether the car is good or bad. The reservation price of the seller is provided in the table below: Reservation Price Good condition Bad Condition $ 10, 000 6,000 Table 1. Similarly the buyers also evaluate the condition of the car which is also their reservation price (Onuma, n.d., p. 3). Now common information available to everyone is that half the sellers are selling good cars and half the sellers are selling bad cars. The reservation price of the buyer is provided in the table below: Reservation Price Good condition Bad Condition $ 11,000 7,000 Conjecture of the buyer In case of a risk neutral buyer the maximum amount he or she willing to pay for a used car is given in the expectation calculation of the buyer as given by, , Where E (B) = Expected buying price & probability of half of the sellers selling bad cars= probability of half of the sellers selling good cars= Now if the buyer gets to know about the reservation price of the seller, then he or she will work out the price calculation and will accordingly find that at the price only the selle r of the bad car will be willing to sell the car because the sellers of only bad car’s reservation price is above $ 9,000 and the seller of the good cars’

Friday, October 18, 2019

Analysis of The Pharmacy Services Industry Essay

Analysis of The Pharmacy Services Industry - Essay Example These stocks now have more of a growth profile than they had in the past. There is much opportunity for expansion, with billions of dollars in the business up for grabs! Besides, there is greater competition coming from every direction, as non-traditional channels are looking to get in on the act. Below, we discuss an evolving industry and provide a guide as to what to consider before committing funds here. Traditionally, this industry has been divided into two main categories: pharmacy services, which consist of Pharmacy Benefits Managers, or ‘PBMs’, as well as Clinical Services Providers and large drug chains. Although both groups distribute prescription drugs to consumers, they differ in that ‘PBM’s are mail-order operations while ‘chains’ sell from storefronts. The numerical arrays on the Value Line pages of companies in these groups are largely similar. However, the pages of PBMs, which are somewhat more capital intensive, list capital spen ding per share and depreciation; whereas, the pages of drug chains include the number of stores and gross margin. Within the business description on the Value Line page, investors find a company's mix of pharmacy and general merchandise sales. A heavy weighting of wide-margined pharmacy business is vital to a company's wellbeing. Pharmacy business is less sensitive to economic cycles and a sales slowdown here could indicate a serious problem. The prescription growth rate is another noteworthy figure in measuring the health of a company, and it is gaining prominence. Demographics point to a rise in the number of Americans aged 65 and older, over the next two decades. Increasingly, Baby Boomers will require medical care and pharmaceuticals, auguring well for the industry's sales and earnings prospects. The largest pharmacy services providers are best positioned to reap the coming rewards of the industry (Walgreens Co., 2013 www.walgreens.com/ and CVS Pharmacy, 2013 www.cvs.com/). BACK GROUND/HISTORY CVS CVS Caremark Corporation, together with its associates, provides unified pharmacy health care services in the United States. The company’s Pharmacy Services division offers pharmacy benefit management services, including plan design and administration, formulary management, discounted drug purchase provisions, Medicare Part D services, mail order and specialty pharmacy services, retail pharmacy network management amenities, prescription management systems, quantifiable services and disease controlling services (Yahoo finance, 2013). This division sells its products through retail drugstores; the ‘online retail pharmacy website’, CVS.com; onsite pharmacy stores and retail health care clinics. As on December 31, 2012, the company operated 7,458 retail drugstores, 640 Minute Clinic locations, 31 retail specialty pharmacy stores, 12 specialty mail order pharmacies, and 5 mail order pharmacies. CVS Caremark Corporation was founded in 1892 and is bas ed in Woonsocket, Rhode Island (Yahoo Finance, 2013). Walgreens Walgreen is an innovated and intuitive organization that takes ‘the shopping experience’ to another level. The organization has devoted it’s time to being helpful to the consumers and ensures that shopping is made as convenient as possible. With its many divisions, it operates a network of drugstores in the United States. It provides consumer goods and services; it also provides pharmacy, health and wellness services through drugstores along with novel methods such as mail, telephone, and online modes.  

An Introduction to STRATEGIC MANAGEMENT AND THE ROLES OF THE GENERAL Essay

An Introduction to STRATEGIC MANAGEMENT AND THE ROLES OF THE GENERAL MANAGER - Essay Example Strategic management takes account of the strengths and weaknesses of the organizations and prepares itself best in competitive arena by minimizing weaknesses and maximizing strengths. The human resource of the company is structured and inspired to achieve the objectives of the company. The role of the General Manager is that of a leader of human resources who guides and allocates the usage of other resources. Thus the role of the General Manager assumes critical importance in implementing the company’s objectives across various functional departments, and integrating the workforce to achieve the stated goals of the company by reining wayward behaviour and ‘self-direction’ to ‘shared beliefs’. This is achieved through development of communication channels, smooth flow of information across company’s structures, conflict resolution, and provision of creative latitude and development of a sound organizational culture. The General Manager keeps th e Board and the CEO informed about the progress and performance of the company. He/she is the vital link in vertical and horizontal communication amongst company’s stakeholders. Due to its strategic importance, sometimes the job of General Manager becomes extremely stressful. We are dedicated to development of innovative Information Technology solutions. Our products meet the customer expectations and provide quality products that give maximum value for money. We are committed to create ever higher levels of customer satisfaction in order to have a sustained competitive advantage in the market. We achieve this by putting in our best efforts in a creative environment; where our work is a pleasurable activity that gives us a tremendous sense of fulfilment. We are a well-knitted team of exemplary and dignified individuals. Meeting ever higher levels of customer satisfaction: The road to perfection is an unending journey. Our customers seek better and better and products. We focus on innovation and quality to

Thursday, October 17, 2019

Recycling of Construction and Demolition Waste in the Gulf Cooperation Essay

Recycling of Construction and Demolition Waste in the Gulf Cooperation Council (GCC) Countries - Essay Example It is estimated that 55 percent of this total waste comes from construction and demolition, 20 percent from municipal waste, 18 percent from industrial waste, and 7 percent from hazardous waste. The rapid development in the region, population growth, industrial diversification and construction activities combined have led forecasters to predict that the Middle East will invest billions of dollars in waste management sector over the next few years (Summit to focus on waste control). Basically, there are two types of construction wastes. The first one is obviously caused due to some construction work undertaken at different places from time to time as economies improve. The second construction waste happens when there is large scale urbanization of locations when along with residential buildings there are construction of infrastructure such as roads, bridges, bus depots, railway stations, hospitals, sports stadiums and even airports. Construction waste on a large scale, if not managed properly, can prove to be an irritant and challenge to the environment. Dust pollutants, noise, asthmatic attacks, and mounds after mounds of waste material dot the landscape in this scenario. It is imperative that these wastes are immediately carted away and disposed so that they leave room for fresh wastes until the complete construction has taken place. It is necessary to manage construction waste profitably so that it is not detrimental to environment and creates additional revenue (Government to tackle demolition waste). A booming economy naturally raises living standards and styles. It brings about a sea change in the landscape. Places where there were dry and arid land, towns and cities containing swanky buildings and industries arise. There are office and residential buildings, swanky malls, roads, bridges, schools, places of entertainment, sports stadiums, hospitals, railway stations, and airports. The fast industrialization and

Lesson Plan High School Assignment Example | Topics and Well Written Essays - 750 words

Lesson Plan High School - Assignment Example Then gradually we bring another balloon near to this balloon. It is found that the balloon hung with a thread tried to go away from the other balloon. This is happening because of static charge. Perspex Rod Experiment: Students are asked to charge a Perspex rod by rubbing it with a silk cloth. The rod is placed on a watch glass table. Then another rod is charged by rubbing with the silk cloth. When we try to take the second rod near to the first one, it is found that the rod on the watch glass starts nudging away. This indicates that how the rods get charged, while the ordinary silk cloth is acting as a charger. Thereafter, students are shown the Van De Graff generator in the laboratory and explained to the students that the Van De Graff is not a generator in strictest possible sense, because it doesn't generate electricity or charge on its own. It is instead a simple equipment in which the negative charges are transferred to the top, where these charges get accumulated.

Wednesday, October 16, 2019

Issue 13 yes 2510 Essay Example | Topics and Well Written Essays - 250 words

Issue 13 yes 2510 - Essay Example According to her findings, FGC was performed for more than one reason. However, feminists and other ideologists have made us to believe that the act was meant to subordinate women in a men dominated society. The author argues that neither of these reasons was meant to subordinate women since women undertook the cut willingly. Moreover, the author rubbishes claims that the cut was meant to make women sexually passive. This argument is supported by biological results, stating that the clitoris is not the only critical point for women’s sexual satisfaction. Besides this argument, all the women interviewed for the survey confirmed their support for FGC (Ahmadu, 2000). Indeed, even well educated women supported FGC as part of African culture and traditions. I consider the author’s argument acceptable to the best of my knowledge. This is neither because FGC is meant to subordinate women nor supposed to make them sexually passive. Indeed, the cut was performed with purposes that were best known to individual societies. Furthermore, neither of the societies practiced forceful FGC. Thus, people should be left alone to decide what is good for them without brainwashing them into believing feminist ideologist. Currently, even the most educated African women support FGC. Ahmadu, F. (2000). â€Å"Rites and Wrongs: Excision and Power among Kono Women of Sierra Leone†. In Bettina Shell-Duncan and Ylva Hernlund, (Eds.) Female â€Å"Circumcision† in Africa: Culture, Change, and Controversy. Boulder, CO: Lynne